LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,294
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,517
−HK$1,241/mo
Today · 4.125%
HK$41,758
baseline
▲ 0.50% · 4.625%
HK$44,299
+HK$2,541/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$83,516/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,715
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,887
−HK$1,189/mo
Today · 4.125%
HK$46,076
baseline
▲ 0.50% · 4.625%
HK$48,505
+HK$2,429/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$92,152/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,153
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$48,620
−HK$1,490/mo
Today · 4.125%
HK$50,110
baseline
▲ 0.50% · 4.625%
HK$53,159
+HK$3,049/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$100,220/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,458
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$53,864
−HK$1,428/mo
Today · 4.125%
HK$55,292
baseline
▲ 0.50% · 4.625%
HK$58,206
+HK$2,914/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$110,584/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,012
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$56,723
−HK$1,739/mo
Today · 4.125%
HK$58,462
baseline
▲ 0.50% · 4.625%
HK$62,019
+HK$3,557/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$116,924/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,200
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$62,842
−HK$1,665/mo
Today · 4.125%
HK$64,507
baseline
▲ 0.50% · 4.625%
HK$67,907
+HK$3,400/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$129,014/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,730
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$72,930
−HK$2,235/mo
Today · 4.125%
HK$75,165
baseline
▲ 0.50% · 4.625%
HK$79,739
+HK$4,574/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$150,330/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,686
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$80,797
−HK$2,140/mo
Today · 4.125%
HK$82,937
baseline
▲ 0.50% · 4.625%
HK$87,309
+HK$4,372/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$165,874/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,217 · Scale 2, in force from 26 Feb 2026)