LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,298
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,520
−HK$1,242/mo
Today · 4.125%
HK$41,762
baseline
▲ 0.50% · 4.625%
HK$44,303
+HK$2,541/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$83,524/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,718
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,891
−HK$1,189/mo
Today · 4.125%
HK$46,080
baseline
▲ 0.50% · 4.625%
HK$48,509
+HK$2,429/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$92,160/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,157
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$48,624
−HK$1,490/mo
Today · 4.125%
HK$50,114
baseline
▲ 0.50% · 4.625%
HK$53,164
+HK$3,050/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$100,228/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,462
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$53,869
−HK$1,427/mo
Today · 4.125%
HK$55,296
baseline
▲ 0.50% · 4.625%
HK$58,211
+HK$2,915/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$110,592/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,017
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$56,728
−HK$1,739/mo
Today · 4.125%
HK$58,467
baseline
▲ 0.50% · 4.625%
HK$62,024
+HK$3,557/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$116,934/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,205
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$62,847
−HK$1,665/mo
Today · 4.125%
HK$64,512
baseline
▲ 0.50% · 4.625%
HK$67,913
+HK$3,401/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$129,024/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,736
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$72,936
−HK$2,235/mo
Today · 4.125%
HK$75,171
baseline
▲ 0.50% · 4.625%
HK$79,745
+HK$4,574/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$150,342/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,693
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$80,803
−HK$2,141/mo
Today · 4.125%
HK$82,944
baseline
▲ 0.50% · 4.625%
HK$87,316
+HK$4,372/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$165,888/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,269 · Scale 2, in force from 26 Feb 2026)