LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,298
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,520
−HK$1,242/mo
Today · 4.125%
HK$41,762
baseline
▲ 0.50% · 4.625%
HK$44,303
+HK$2,541/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$83,524/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,719
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,891
−HK$1,190/mo
Today · 4.125%
HK$46,081
baseline
▲ 0.50% · 4.625%
HK$48,510
+HK$2,429/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$92,162/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,158
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$48,624
−HK$1,491/mo
Today · 4.125%
HK$50,115
baseline
▲ 0.50% · 4.625%
HK$53,164
+HK$3,049/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$100,230/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,462
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,869
−HK$1,428/mo
Today · 4.125%
HK$55,297
baseline
▲ 0.50% · 4.625%
HK$58,212
+HK$2,915/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$110,594/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,017
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$56,729
−HK$1,738/mo
Today · 4.125%
HK$58,467
baseline
▲ 0.50% · 4.625%
HK$62,025
+HK$3,558/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$116,934/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,206
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$62,848
−HK$1,665/mo
Today · 4.125%
HK$64,513
baseline
▲ 0.50% · 4.625%
HK$67,913
+HK$3,400/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$129,026/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,736
−HK$4,436/mo
▼ 0.25% · 3.875%
HK$72,937
−HK$2,235/mo
Today · 4.125%
HK$75,172
baseline
▲ 0.50% · 4.625%
HK$79,746
+HK$4,574/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$150,344/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,694
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$80,804
−HK$2,141/mo
Today · 4.125%
HK$82,945
baseline
▲ 0.50% · 4.625%
HK$87,317
+HK$4,372/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$165,890/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,277 · Scale 2, in force from 26 Feb 2026)