LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,299
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,521
−HK$1,242/mo
Today · 4.125%
HK$41,763
baseline
▲ 0.50% · 4.625%
HK$44,304
+HK$2,541/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$83,526/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,719
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,892
−HK$1,189/mo
Today · 4.125%
HK$46,081
baseline
▲ 0.50% · 4.625%
HK$48,510
+HK$2,429/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$92,162/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,158
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,625
−HK$1,491/mo
Today · 4.125%
HK$50,116
baseline
▲ 0.50% · 4.625%
HK$53,165
+HK$3,049/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$100,232/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,463
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,870
−HK$1,428/mo
Today · 4.125%
HK$55,298
baseline
▲ 0.50% · 4.625%
HK$58,212
+HK$2,914/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$110,596/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,018
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$56,729
−HK$1,739/mo
Today · 4.125%
HK$58,468
baseline
▲ 0.50% · 4.625%
HK$62,026
+HK$3,558/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$116,936/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,207
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$62,849
−HK$1,665/mo
Today · 4.125%
HK$64,514
baseline
▲ 0.50% · 4.625%
HK$67,914
+HK$3,400/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$129,028/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,737
−HK$4,436/mo
▼ 0.25% · 3.875%
HK$72,938
−HK$2,235/mo
Today · 4.125%
HK$75,173
baseline
▲ 0.50% · 4.625%
HK$79,747
+HK$4,574/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$150,346/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,695
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$80,805
−HK$2,141/mo
Today · 4.125%
HK$82,946
baseline
▲ 0.50% · 4.625%
HK$87,319
+HK$4,373/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$165,892/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,286 · Scale 2, in force from 26 Feb 2026)