LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,299
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,522
−HK$1,242/mo
Today · 4.125%
HK$41,764
baseline
▲ 0.50% · 4.625%
HK$44,305
+HK$2,541/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$83,528/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,720
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,893
−HK$1,189/mo
Today · 4.125%
HK$46,082
baseline
▲ 0.50% · 4.625%
HK$48,511
+HK$2,429/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$92,164/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,159
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$48,626
−HK$1,490/mo
Today · 4.125%
HK$50,116
baseline
▲ 0.50% · 4.625%
HK$53,166
+HK$3,050/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$100,232/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,464
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,871
−HK$1,428/mo
Today · 4.125%
HK$55,299
baseline
▲ 0.50% · 4.625%
HK$58,213
+HK$2,914/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$110,598/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,019
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$56,730
−HK$1,739/mo
Today · 4.125%
HK$58,469
baseline
▲ 0.50% · 4.625%
HK$62,027
+HK$3,558/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$116,938/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,208
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$62,850
−HK$1,665/mo
Today · 4.125%
HK$64,515
baseline
▲ 0.50% · 4.625%
HK$67,916
+HK$3,401/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$129,030/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,739
−HK$4,436/mo
▼ 0.25% · 3.875%
HK$72,939
−HK$2,236/mo
Today · 4.125%
HK$75,175
baseline
▲ 0.50% · 4.625%
HK$79,749
+HK$4,574/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$150,350/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,696
−HK$4,252/mo
▼ 0.25% · 3.875%
HK$80,807
−HK$2,141/mo
Today · 4.125%
HK$82,948
baseline
▲ 0.50% · 4.625%
HK$87,320
+HK$4,372/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$165,896/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,298 · Scale 2, in force from 26 Feb 2026)