LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,301
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,523
−HK$1,242/mo
Today · 4.125%
HK$41,765
baseline
▲ 0.50% · 4.625%
HK$44,307
+HK$2,542/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$83,530/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,722
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,894
−HK$1,190/mo
Today · 4.125%
HK$46,084
baseline
▲ 0.50% · 4.625%
HK$48,513
+HK$2,429/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$92,168/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,161
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$48,628
−HK$1,490/mo
Today · 4.125%
HK$50,118
baseline
▲ 0.50% · 4.625%
HK$53,168
+HK$3,050/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$100,236/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,466
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,873
−HK$1,428/mo
Today · 4.125%
HK$55,301
baseline
▲ 0.50% · 4.625%
HK$58,216
+HK$2,915/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$110,602/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,021
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$56,733
−HK$1,738/mo
Today · 4.125%
HK$58,471
baseline
▲ 0.50% · 4.625%
HK$62,029
+HK$3,558/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$116,942/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,210
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$62,852
−HK$1,665/mo
Today · 4.125%
HK$64,517
baseline
▲ 0.50% · 4.625%
HK$67,918
+HK$3,401/mo
Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$129,034/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,741
−HK$4,436/mo
▼ 0.25% · 3.875%
HK$72,942
−HK$2,235/mo
Today · 4.125%
HK$75,177
baseline
▲ 0.50% · 4.625%
HK$79,752
+HK$4,575/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$150,354/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,699
−HK$4,252/mo
▼ 0.25% · 3.875%
HK$80,810
−HK$2,141/mo
Today · 4.125%
HK$82,951
baseline
▲ 0.50% · 4.625%
HK$87,323
+HK$4,372/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$165,902/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,322 · Scale 2, in force from 26 Feb 2026)