LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,303
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,526
−HK$1,242/mo
Today · 4.125%
HK$41,768
baseline
▲ 0.50% · 4.625%
HK$44,309
+HK$2,541/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$83,536/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,724
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,897
−HK$1,189/mo
Today · 4.125%
HK$46,086
baseline
▲ 0.50% · 4.625%
HK$48,516
+HK$2,430/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$92,172/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,164
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$48,631
−HK$1,490/mo
Today · 4.125%
HK$50,121
baseline
▲ 0.50% · 4.625%
HK$53,171
+HK$3,050/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$100,242/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,469
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,876
−HK$1,428/mo
Today · 4.125%
HK$55,304
baseline
▲ 0.50% · 4.625%
HK$58,219
+HK$2,915/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$110,608/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,024
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$56,736
−HK$1,739/mo
Today · 4.125%
HK$58,475
baseline
▲ 0.50% · 4.625%
HK$62,033
+HK$3,558/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$116,950/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,214
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$62,856
−HK$1,665/mo
Today · 4.125%
HK$64,521
baseline
▲ 0.50% · 4.625%
HK$67,922
+HK$3,401/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$129,042/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,745
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$72,946
−HK$2,236/mo
Today · 4.125%
HK$75,182
baseline
▲ 0.50% · 4.625%
HK$79,756
+HK$4,574/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$150,364/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,704
−HK$4,252/mo
▼ 0.25% · 3.875%
HK$80,814
−HK$2,142/mo
Today · 4.125%
HK$82,956
baseline
▲ 0.50% · 4.625%
HK$87,328
+HK$4,372/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$165,912/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,358 · Scale 2, in force from 26 Feb 2026)