LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,304
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,526
−HK$1,242/mo
Today · 4.125%
HK$41,768
baseline
▲ 0.50% · 4.625%
HK$44,310
+HK$2,542/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$83,536/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,725
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,897
−HK$1,190/mo
Today · 4.125%
HK$46,087
baseline
▲ 0.50% · 4.625%
HK$48,516
+HK$2,429/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$92,174/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,164
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,631
−HK$1,491/mo
Today · 4.125%
HK$50,122
baseline
▲ 0.50% · 4.625%
HK$53,172
+HK$3,050/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$100,244/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,470
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,877
−HK$1,428/mo
Today · 4.125%
HK$55,305
baseline
▲ 0.50% · 4.625%
HK$58,220
+HK$2,915/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$110,610/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,025
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$56,737
−HK$1,738/mo
Today · 4.125%
HK$58,475
baseline
▲ 0.50% · 4.625%
HK$62,034
+HK$3,559/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$116,950/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,215
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$62,856
−HK$1,666/mo
Today · 4.125%
HK$64,522
baseline
▲ 0.50% · 4.625%
HK$67,923
+HK$3,401/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$129,044/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,746
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$72,947
−HK$2,236/mo
Today · 4.125%
HK$75,183
baseline
▲ 0.50% · 4.625%
HK$79,757
+HK$4,574/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$150,366/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,705
−HK$4,252/mo
▼ 0.25% · 3.875%
HK$80,815
−HK$2,142/mo
Today · 4.125%
HK$82,957
baseline
▲ 0.50% · 4.625%
HK$87,330
+HK$4,373/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$165,914/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,368 · Scale 2, in force from 26 Feb 2026)