LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,304
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,527
−HK$1,242/mo
Today · 4.125%
HK$41,769
baseline
▲ 0.50% · 4.625%
HK$44,311
+HK$2,542/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$83,538/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,726
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,898
−HK$1,190/mo
Today · 4.125%
HK$46,088
baseline
▲ 0.50% · 4.625%
HK$48,517
+HK$2,429/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$92,176/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$646,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,165
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,632
−HK$1,491/mo
Today · 4.125%
HK$50,123
baseline
▲ 0.50% · 4.625%
HK$53,173
+HK$3,050/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$100,246/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,471
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,878
−HK$1,428/mo
Today · 4.125%
HK$55,306
baseline
▲ 0.50% · 4.625%
HK$58,221
+HK$2,915/mo
Deposit HK$6.89M · loan HK$10.34M · min. income ≈ HK$110,612/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,026
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$56,738
−HK$1,739/mo
Today · 4.125%
HK$58,477
baseline
▲ 0.50% · 4.625%
HK$62,035
+HK$3,558/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$116,954/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,216
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$62,858
−HK$1,665/mo
Today · 4.125%
HK$64,523
baseline
▲ 0.50% · 4.625%
HK$67,924
+HK$3,401/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$129,046/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,748
−HK$4,436/mo
▼ 0.25% · 3.875%
HK$72,949
−HK$2,235/mo
Today · 4.125%
HK$75,184
baseline
▲ 0.50% · 4.625%
HK$79,759
+HK$4,575/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$150,368/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,706
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$80,817
−HK$2,142/mo
Today · 4.125%
HK$82,959
baseline
▲ 0.50% · 4.625%
HK$87,331
+HK$4,372/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$165,918/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,382 · Scale 2, in force from 26 Feb 2026)