LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,307
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,529
−HK$1,243/mo
Today · 4.125%
HK$41,772
baseline
▲ 0.50% · 4.625%
HK$44,313
+HK$2,541/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$83,544/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,728
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$44,901
−HK$1,190/mo
Today · 4.125%
HK$46,091
baseline
▲ 0.50% · 4.625%
HK$48,520
+HK$2,429/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$92,182/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,168
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,635
−HK$1,491/mo
Today · 4.125%
HK$50,126
baseline
▲ 0.50% · 4.625%
HK$53,176
+HK$3,050/mo
Deposit HK$6.90M · loan HK$10.34M · min. income ≈ HK$100,252/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,474
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,881
−HK$1,428/mo
Today · 4.125%
HK$55,309
baseline
▲ 0.50% · 4.625%
HK$58,224
+HK$2,915/mo
Deposit HK$6.90M · loan HK$10.34M · min. income ≈ HK$110,618/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,029
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$56,741
−HK$1,739/mo
Today · 4.125%
HK$58,480
baseline
▲ 0.50% · 4.625%
HK$62,039
+HK$3,559/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$116,960/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,220
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$62,861
−HK$1,666/mo
Today · 4.125%
HK$64,527
baseline
▲ 0.50% · 4.625%
HK$67,928
+HK$3,401/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$129,054/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,752
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$72,953
−HK$2,236/mo
Today · 4.125%
HK$75,189
baseline
▲ 0.50% · 4.625%
HK$79,764
+HK$4,575/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$150,378/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,711
−HK$4,252/mo
▼ 0.25% · 3.875%
HK$80,822
−HK$2,141/mo
Today · 4.125%
HK$82,963
baseline
▲ 0.50% · 4.625%
HK$87,337
+HK$4,374/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$165,926/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,419 · Scale 2, in force from 26 Feb 2026)