LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,308
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,530
−HK$1,243/mo
Today · 4.125%
HK$41,773
baseline
▲ 0.50% · 4.625%
HK$44,314
+HK$2,541/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$83,546/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,729
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$44,902
−HK$1,190/mo
Today · 4.125%
HK$46,092
baseline
▲ 0.50% · 4.625%
HK$48,521
+HK$2,429/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$92,184/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,169
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,636
−HK$1,491/mo
Today · 4.125%
HK$50,127
baseline
▲ 0.50% · 4.625%
HK$53,177
+HK$3,050/mo
Deposit HK$6.90M · loan HK$10.34M · min. income ≈ HK$100,254/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,475
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,883
−HK$1,427/mo
Today · 4.125%
HK$55,310
baseline
▲ 0.50% · 4.625%
HK$58,226
+HK$2,916/mo
Deposit HK$6.90M · loan HK$10.34M · min. income ≈ HK$110,620/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,031
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$56,742
−HK$1,740/mo
Today · 4.125%
HK$58,482
baseline
▲ 0.50% · 4.625%
HK$62,040
+HK$3,558/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$116,964/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,221
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$62,863
−HK$1,666/mo
Today · 4.125%
HK$64,529
baseline
▲ 0.50% · 4.625%
HK$67,930
+HK$3,401/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$129,058/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,754
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$72,955
−HK$2,236/mo
Today · 4.125%
HK$75,191
baseline
▲ 0.50% · 4.625%
HK$79,766
+HK$4,575/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$150,382/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,713
−HK$4,252/mo
▼ 0.25% · 3.875%
HK$80,824
−HK$2,141/mo
Today · 4.125%
HK$82,965
baseline
▲ 0.50% · 4.625%
HK$87,339
+HK$4,374/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$165,930/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,435 · Scale 2, in force from 26 Feb 2026)