LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,308
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,531
−HK$1,242/mo
Today · 4.125%
HK$41,773
baseline
▲ 0.50% · 4.625%
HK$44,315
+HK$2,542/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$83,546/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,730
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$44,903
−HK$1,190/mo
Today · 4.125%
HK$46,093
baseline
▲ 0.50% · 4.625%
HK$48,522
+HK$2,429/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$92,186/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,170
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,637
−HK$1,491/mo
Today · 4.125%
HK$50,128
baseline
▲ 0.50% · 4.625%
HK$53,178
+HK$3,050/mo
Deposit HK$6.90M · loan HK$10.34M · min. income ≈ HK$100,256/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,476
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,884
−HK$1,427/mo
Today · 4.125%
HK$55,311
baseline
▲ 0.50% · 4.625%
HK$58,227
+HK$2,916/mo
Deposit HK$6.90M · loan HK$10.34M · min. income ≈ HK$110,622/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,032
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$56,744
−HK$1,739/mo
Today · 4.125%
HK$58,483
baseline
▲ 0.50% · 4.625%
HK$62,041
+HK$3,558/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$116,966/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,222
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$62,864
−HK$1,666/mo
Today · 4.125%
HK$64,530
baseline
▲ 0.50% · 4.625%
HK$67,931
+HK$3,401/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$129,060/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,755
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$72,956
−HK$2,236/mo
Today · 4.125%
HK$75,192
baseline
▲ 0.50% · 4.625%
HK$79,767
+HK$4,575/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$150,384/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,714
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$80,825
−HK$2,142/mo
Today · 4.125%
HK$82,967
baseline
▲ 0.50% · 4.625%
HK$87,340
+HK$4,373/mo
Deposit HK$1.72M · loan HK$15.51M · min. income ≈ HK$165,934/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,448 · Scale 2, in force from 26 Feb 2026)