LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,312
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,534
−HK$1,243/mo
Today · 4.125%
HK$41,777
baseline
▲ 0.50% · 4.625%
HK$44,319
+HK$2,542/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$83,554/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,734
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$44,907
−HK$1,190/mo
Today · 4.125%
HK$46,097
baseline
▲ 0.50% · 4.625%
HK$48,526
+HK$2,429/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$92,194/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,174
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,641
−HK$1,491/mo
Today · 4.125%
HK$50,132
baseline
▲ 0.50% · 4.625%
HK$53,182
+HK$3,050/mo
Deposit HK$6.90M · loan HK$10.34M · min. income ≈ HK$100,264/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,480
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$53,888
−HK$1,428/mo
Today · 4.125%
HK$55,316
baseline
▲ 0.50% · 4.625%
HK$58,232
+HK$2,916/mo
Deposit HK$6.90M · loan HK$10.34M · min. income ≈ HK$110,632/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,036
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$56,748
−HK$1,739/mo
Today · 4.125%
HK$58,487
baseline
▲ 0.50% · 4.625%
HK$62,046
+HK$3,559/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$116,974/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,227
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$62,869
−HK$1,666/mo
Today · 4.125%
HK$64,535
baseline
▲ 0.50% · 4.625%
HK$67,937
+HK$3,402/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$129,070/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,761
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$72,962
−HK$2,236/mo
Today · 4.125%
HK$75,198
baseline
▲ 0.50% · 4.625%
HK$79,774
+HK$4,576/mo
Deposit HK$1.72M · loan HK$15.52M · min. income ≈ HK$150,396/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,721
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$80,832
−HK$2,142/mo
Today · 4.125%
HK$82,974
baseline
▲ 0.50% · 4.625%
HK$87,347
+HK$4,373/mo
Deposit HK$1.72M · loan HK$15.52M · min. income ≈ HK$165,948/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,499 · Scale 2, in force from 26 Feb 2026)