LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,314
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,537
−HK$1,242/mo
Today · 4.125%
HK$41,779
baseline
▲ 0.50% · 4.625%
HK$44,321
+HK$2,542/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$83,558/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,736
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$44,909
−HK$1,190/mo
Today · 4.125%
HK$46,099
baseline
▲ 0.50% · 4.625%
HK$48,529
+HK$2,430/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$92,198/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,177
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,644
−HK$1,491/mo
Today · 4.125%
HK$50,135
baseline
▲ 0.50% · 4.625%
HK$53,186
+HK$3,051/mo
Deposit HK$6.90M · loan HK$10.34M · min. income ≈ HK$100,270/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,484
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,891
−HK$1,428/mo
Today · 4.125%
HK$55,319
baseline
▲ 0.50% · 4.625%
HK$58,235
+HK$2,916/mo
Deposit HK$6.90M · loan HK$10.34M · min. income ≈ HK$110,638/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,039
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$56,751
−HK$1,740/mo
Today · 4.125%
HK$58,491
baseline
▲ 0.50% · 4.625%
HK$62,050
+HK$3,559/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$116,982/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,231
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$62,873
−HK$1,666/mo
Today · 4.125%
HK$64,539
baseline
▲ 0.50% · 4.625%
HK$67,941
+HK$3,402/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$129,078/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,765
−HK$4,438/mo
▼ 0.25% · 3.875%
HK$72,966
−HK$2,237/mo
Today · 4.125%
HK$75,203
baseline
▲ 0.50% · 4.625%
HK$79,778
+HK$4,575/mo
Deposit HK$1.72M · loan HK$15.52M · min. income ≈ HK$150,406/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,725
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$80,837
−HK$2,142/mo
Today · 4.125%
HK$82,979
baseline
▲ 0.50% · 4.625%
HK$87,353
+HK$4,374/mo
Deposit HK$1.72M · loan HK$15.52M · min. income ≈ HK$165,958/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,538 · Scale 2, in force from 26 Feb 2026)