LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,315
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,538
−HK$1,243/mo
Today · 4.125%
HK$41,781
baseline
▲ 0.50% · 4.625%
HK$44,323
+HK$2,542/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$83,562/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,738
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$44,911
−HK$1,190/mo
Today · 4.125%
HK$46,101
baseline
▲ 0.50% · 4.625%
HK$48,531
+HK$2,430/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$92,202/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,179
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,646
−HK$1,491/mo
Today · 4.125%
HK$50,137
baseline
▲ 0.50% · 4.625%
HK$53,188
+HK$3,051/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$100,274/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,486
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,893
−HK$1,428/mo
Today · 4.125%
HK$55,321
baseline
▲ 0.50% · 4.625%
HK$58,237
+HK$2,916/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$110,642/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,042
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$56,754
−HK$1,739/mo
Today · 4.125%
HK$58,493
baseline
▲ 0.50% · 4.625%
HK$62,052
+HK$3,559/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$116,986/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,233
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$62,876
−HK$1,666/mo
Today · 4.125%
HK$64,542
baseline
▲ 0.50% · 4.625%
HK$67,944
+HK$3,402/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$129,084/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,768
−HK$4,438/mo
▼ 0.25% · 3.875%
HK$72,969
−HK$2,237/mo
Today · 4.125%
HK$75,206
baseline
▲ 0.50% · 4.625%
HK$79,782
+HK$4,576/mo
Deposit HK$1.72M · loan HK$15.52M · min. income ≈ HK$150,412/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,729
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$80,840
−HK$2,142/mo
Today · 4.125%
HK$82,982
baseline
▲ 0.50% · 4.625%
HK$87,356
+HK$4,374/mo
Deposit HK$1.72M · loan HK$15.52M · min. income ≈ HK$165,964/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,564 · Scale 2, in force from 26 Feb 2026)