LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,316
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,539
−HK$1,242/mo
Today · 4.125%
HK$41,781
baseline
▲ 0.50% · 4.625%
HK$44,324
+HK$2,543/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$83,562/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,739
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$44,912
−HK$1,190/mo
Today · 4.125%
HK$46,102
baseline
▲ 0.50% · 4.625%
HK$48,532
+HK$2,430/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$92,204/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,179
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$48,647
−HK$1,491/mo
Today · 4.125%
HK$50,138
baseline
▲ 0.50% · 4.625%
HK$53,188
+HK$3,050/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$100,276/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,486
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$53,894
−HK$1,428/mo
Today · 4.125%
HK$55,322
baseline
▲ 0.50% · 4.625%
HK$58,238
+HK$2,916/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$110,644/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,042
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$56,754
−HK$1,740/mo
Today · 4.125%
HK$58,494
baseline
▲ 0.50% · 4.625%
HK$62,053
+HK$3,559/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$116,988/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,234
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$62,876
−HK$1,666/mo
Today · 4.125%
HK$64,542
baseline
▲ 0.50% · 4.625%
HK$67,944
+HK$3,402/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$129,084/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,769
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$72,970
−HK$2,236/mo
Today · 4.125%
HK$75,206
baseline
▲ 0.50% · 4.625%
HK$79,783
+HK$4,577/mo
Deposit HK$1.72M · loan HK$15.52M · min. income ≈ HK$150,412/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,729
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$80,841
−HK$2,142/mo
Today · 4.125%
HK$82,983
baseline
▲ 0.50% · 4.625%
HK$87,357
+HK$4,374/mo
Deposit HK$1.72M · loan HK$15.52M · min. income ≈ HK$165,966/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,571 · Scale 2, in force from 26 Feb 2026)