LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,319
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,542
−HK$1,242/mo
Today · 4.125%
HK$41,784
baseline
▲ 0.50% · 4.625%
HK$44,327
+HK$2,543/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$83,568/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,742
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$44,915
−HK$1,190/mo
Today · 4.125%
HK$46,105
baseline
▲ 0.50% · 4.625%
HK$48,535
+HK$2,430/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$92,210/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,182
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$48,650
−HK$1,491/mo
Today · 4.125%
HK$50,141
baseline
▲ 0.50% · 4.625%
HK$53,192
+HK$3,051/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$100,282/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,490
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$53,898
−HK$1,428/mo
Today · 4.125%
HK$55,326
baseline
▲ 0.50% · 4.625%
HK$58,242
+HK$2,916/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$110,652/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,046
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$56,758
−HK$1,740/mo
Today · 4.125%
HK$58,498
baseline
▲ 0.50% · 4.625%
HK$62,057
+HK$3,559/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$116,996/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,238
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$62,881
−HK$1,666/mo
Today · 4.125%
HK$64,547
baseline
▲ 0.50% · 4.625%
HK$67,949
+HK$3,402/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$129,094/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,774
−HK$4,438/mo
▼ 0.25% · 3.875%
HK$72,975
−HK$2,237/mo
Today · 4.125%
HK$75,212
baseline
▲ 0.50% · 4.625%
HK$79,788
+HK$4,576/mo
Deposit HK$1.72M · loan HK$15.52M · min. income ≈ HK$150,424/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,735
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$80,847
−HK$2,142/mo
Today · 4.125%
HK$82,989
baseline
▲ 0.50% · 4.625%
HK$87,363
+HK$4,374/mo
Deposit HK$1.72M · loan HK$15.52M · min. income ≈ HK$165,978/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,616 · Scale 2, in force from 26 Feb 2026)