LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,319
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,542
−HK$1,243/mo
Today · 4.125%
HK$41,785
baseline
▲ 0.50% · 4.625%
HK$44,328
+HK$2,543/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$83,570/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,742
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,916
−HK$1,190/mo
Today · 4.125%
HK$46,106
baseline
▲ 0.50% · 4.625%
HK$48,536
+HK$2,430/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$92,212/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,183
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$48,651
−HK$1,491/mo
Today · 4.125%
HK$50,142
baseline
▲ 0.50% · 4.625%
HK$53,193
+HK$3,051/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$100,284/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,491
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$53,899
−HK$1,428/mo
Today · 4.125%
HK$55,327
baseline
▲ 0.50% · 4.625%
HK$58,243
+HK$2,916/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$110,654/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,047
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$56,759
−HK$1,740/mo
Today · 4.125%
HK$58,499
baseline
▲ 0.50% · 4.625%
HK$62,059
+HK$3,560/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$116,998/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,239
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$62,882
−HK$1,666/mo
Today · 4.125%
HK$64,548
baseline
▲ 0.50% · 4.625%
HK$67,950
+HK$3,402/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$129,096/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,775
−HK$4,438/mo
▼ 0.25% · 3.875%
HK$72,976
−HK$2,237/mo
Today · 4.125%
HK$75,213
baseline
▲ 0.50% · 4.625%
HK$79,790
+HK$4,577/mo
Deposit HK$1.72M · loan HK$15.52M · min. income ≈ HK$150,426/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,736
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$80,848
−HK$2,142/mo
Today · 4.125%
HK$82,990
baseline
▲ 0.50% · 4.625%
HK$87,365
+HK$4,375/mo
Deposit HK$1.72M · loan HK$15.52M · min. income ≈ HK$165,980/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,629 · Scale 2, in force from 26 Feb 2026)