LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,323
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,546
−HK$1,243/mo
Today · 4.125%
HK$41,789
baseline
▲ 0.50% · 4.625%
HK$44,332
+HK$2,543/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$83,578/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,747
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$44,920
−HK$1,190/mo
Today · 4.125%
HK$46,110
baseline
▲ 0.50% · 4.625%
HK$48,541
+HK$2,431/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$92,220/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,188
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$48,656
−HK$1,491/mo
Today · 4.125%
HK$50,147
baseline
▲ 0.50% · 4.625%
HK$53,198
+HK$3,051/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$100,294/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,496
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$53,904
−HK$1,428/mo
Today · 4.125%
HK$55,332
baseline
▲ 0.50% · 4.625%
HK$58,249
+HK$2,917/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$110,664/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,053
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$56,765
−HK$1,740/mo
Today · 4.125%
HK$58,505
baseline
▲ 0.50% · 4.625%
HK$62,065
+HK$3,560/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$117,010/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,245
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$62,888
−HK$1,666/mo
Today · 4.125%
HK$64,554
baseline
▲ 0.50% · 4.625%
HK$67,957
+HK$3,403/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$129,108/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,782
−HK$4,438/mo
▼ 0.25% · 3.875%
HK$72,984
−HK$2,236/mo
Today · 4.125%
HK$75,220
baseline
▲ 0.50% · 4.625%
HK$79,797
+HK$4,577/mo
Deposit HK$1.72M · loan HK$15.52M · min. income ≈ HK$150,440/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,744
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$80,856
−HK$2,142/mo
Today · 4.125%
HK$82,998
baseline
▲ 0.50% · 4.625%
HK$87,373
+HK$4,375/mo
Deposit HK$1.72M · loan HK$15.52M · min. income ≈ HK$165,996/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,691 · Scale 2, in force from 26 Feb 2026)