LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,324
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,547
−HK$1,243/mo
Today · 4.125%
HK$41,790
baseline
▲ 0.50% · 4.625%
HK$44,332
+HK$2,542/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$83,580/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,747
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,920
−HK$1,191/mo
Today · 4.125%
HK$46,111
baseline
▲ 0.50% · 4.625%
HK$48,541
+HK$2,430/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$92,222/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,188
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$48,656
−HK$1,491/mo
Today · 4.125%
HK$50,147
baseline
▲ 0.50% · 4.625%
HK$53,199
+HK$3,052/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$100,294/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,496
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$53,904
−HK$1,429/mo
Today · 4.125%
HK$55,333
baseline
▲ 0.50% · 4.625%
HK$58,249
+HK$2,916/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$110,666/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,053
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$56,765
−HK$1,740/mo
Today · 4.125%
HK$58,505
baseline
▲ 0.50% · 4.625%
HK$62,065
+HK$3,560/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$117,010/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,246
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$62,888
−HK$1,667/mo
Today · 4.125%
HK$64,555
baseline
▲ 0.50% · 4.625%
HK$67,958
+HK$3,403/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$129,110/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,782
−HK$4,439/mo
▼ 0.25% · 3.875%
HK$72,984
−HK$2,237/mo
Today · 4.125%
HK$75,221
baseline
▲ 0.50% · 4.625%
HK$79,798
+HK$4,577/mo
Deposit HK$1.72M · loan HK$15.52M · min. income ≈ HK$150,442/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,745
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$80,857
−HK$2,142/mo
Today · 4.125%
HK$82,999
baseline
▲ 0.50% · 4.625%
HK$87,374
+HK$4,375/mo
Deposit HK$1.72M · loan HK$15.52M · min. income ≈ HK$165,998/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,697 · Scale 2, in force from 26 Feb 2026)