LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,324
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,548
−HK$1,242/mo
Today · 4.125%
HK$41,790
baseline
▲ 0.50% · 4.625%
HK$44,333
+HK$2,543/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$83,580/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,748
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,921
−HK$1,191/mo
Today · 4.125%
HK$46,112
baseline
▲ 0.50% · 4.625%
HK$48,542
+HK$2,430/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$92,224/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,189
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$48,657
−HK$1,492/mo
Today · 4.125%
HK$50,149
baseline
▲ 0.50% · 4.625%
HK$53,200
+HK$3,051/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$100,298/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,498
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$53,906
−HK$1,428/mo
Today · 4.125%
HK$55,334
baseline
▲ 0.50% · 4.625%
HK$58,251
+HK$2,917/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$110,668/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$646,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,054
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$56,767
−HK$1,740/mo
Today · 4.125%
HK$58,507
baseline
▲ 0.50% · 4.625%
HK$62,067
+HK$3,560/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$117,014/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,247
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$62,890
−HK$1,666/mo
Today · 4.125%
HK$64,556
baseline
▲ 0.50% · 4.625%
HK$67,959
+HK$3,403/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$129,112/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,784
−HK$4,439/mo
▼ 0.25% · 3.875%
HK$72,986
−HK$2,237/mo
Today · 4.125%
HK$75,223
baseline
▲ 0.50% · 4.625%
HK$79,800
+HK$4,577/mo
Deposit HK$1.72M · loan HK$15.52M · min. income ≈ HK$150,446/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,747
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$80,859
−HK$2,142/mo
Today · 4.125%
HK$83,001
baseline
▲ 0.50% · 4.625%
HK$87,376
+HK$4,375/mo
Deposit HK$1.72M · loan HK$15.52M · min. income ≈ HK$166,002/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,712 · Scale 2, in force from 26 Feb 2026)