LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,328
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,551
−HK$1,243/mo
Today · 4.125%
HK$41,794
baseline
▲ 0.50% · 4.625%
HK$44,337
+HK$2,543/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$83,588/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,751
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,925
−HK$1,190/mo
Today · 4.125%
HK$46,115
baseline
▲ 0.50% · 4.625%
HK$48,546
+HK$2,431/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$92,230/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,193
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$48,661
−HK$1,491/mo
Today · 4.125%
HK$50,152
baseline
▲ 0.50% · 4.625%
HK$53,204
+HK$3,052/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$100,304/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$646,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,502
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$53,910
−HK$1,428/mo
Today · 4.125%
HK$55,338
baseline
▲ 0.50% · 4.625%
HK$58,255
+HK$2,917/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$110,676/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$646,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,059
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$56,771
−HK$1,740/mo
Today · 4.125%
HK$58,511
baseline
▲ 0.50% · 4.625%
HK$62,071
+HK$3,560/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$117,022/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,252
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$62,895
−HK$1,666/mo
Today · 4.125%
HK$64,561
baseline
▲ 0.50% · 4.625%
HK$67,964
+HK$3,403/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$129,122/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,790
−HK$4,439/mo
▼ 0.25% · 3.875%
HK$72,991
−HK$2,238/mo
Today · 4.125%
HK$75,229
baseline
▲ 0.50% · 4.625%
HK$79,806
+HK$4,577/mo
Deposit HK$1.72M · loan HK$15.52M · min. income ≈ HK$150,458/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,753
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$80,865
−HK$2,142/mo
Today · 4.125%
HK$83,007
baseline
▲ 0.50% · 4.625%
HK$87,383
+HK$4,376/mo
Deposit HK$1.72M · loan HK$15.52M · min. income ≈ HK$166,014/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,762 · Scale 2, in force from 26 Feb 2026)