LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,329
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,553
−HK$1,243/mo
Today · 4.125%
HK$41,796
baseline
▲ 0.50% · 4.625%
HK$44,339
+HK$2,543/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$83,592/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,754
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$44,927
−HK$1,190/mo
Today · 4.125%
HK$46,117
baseline
▲ 0.50% · 4.625%
HK$48,548
+HK$2,431/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$92,234/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,195
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$48,663
−HK$1,492/mo
Today · 4.125%
HK$50,155
baseline
▲ 0.50% · 4.625%
HK$53,207
+HK$3,052/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$100,310/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$646,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,504
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$53,912
−HK$1,429/mo
Today · 4.125%
HK$55,341
baseline
▲ 0.50% · 4.625%
HK$58,258
+HK$2,917/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$110,682/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$646,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,061
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$56,774
−HK$1,740/mo
Today · 4.125%
HK$58,514
baseline
▲ 0.50% · 4.625%
HK$62,074
+HK$3,560/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$117,028/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,255
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$62,898
−HK$1,666/mo
Today · 4.125%
HK$64,564
baseline
▲ 0.50% · 4.625%
HK$67,968
+HK$3,404/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$129,128/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,793
−HK$4,439/mo
▼ 0.25% · 3.875%
HK$72,995
−HK$2,237/mo
Today · 4.125%
HK$75,232
baseline
▲ 0.50% · 4.625%
HK$79,810
+HK$4,578/mo
Deposit HK$1.72M · loan HK$15.52M · min. income ≈ HK$150,464/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,756
−HK$4,255/mo
▼ 0.25% · 3.875%
HK$80,869
−HK$2,142/mo
Today · 4.125%
HK$83,011
baseline
▲ 0.50% · 4.625%
HK$87,387
+HK$4,376/mo
Deposit HK$1.72M · loan HK$15.52M · min. income ≈ HK$166,022/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,793 · Scale 2, in force from 26 Feb 2026)