LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,330
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,553
−HK$1,243/mo
Today · 4.125%
HK$41,796
baseline
▲ 0.50% · 4.625%
HK$44,339
+HK$2,543/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$83,592/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,754
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,928
−HK$1,190/mo
Today · 4.125%
HK$46,118
baseline
▲ 0.50% · 4.625%
HK$48,549
+HK$2,431/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$92,236/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,196
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$48,664
−HK$1,491/mo
Today · 4.125%
HK$50,155
baseline
▲ 0.50% · 4.625%
HK$53,207
+HK$3,052/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$100,310/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$646,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,505
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$53,913
−HK$1,429/mo
Today · 4.125%
HK$55,342
baseline
▲ 0.50% · 4.625%
HK$58,259
+HK$2,917/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$110,684/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$646,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,062
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$56,775
−HK$1,740/mo
Today · 4.125%
HK$58,515
baseline
▲ 0.50% · 4.625%
HK$62,075
+HK$3,560/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$117,030/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,256
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$62,899
−HK$1,666/mo
Today · 4.125%
HK$64,565
baseline
▲ 0.50% · 4.625%
HK$67,968
+HK$3,403/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$129,130/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,794
−HK$4,439/mo
▼ 0.25% · 3.875%
HK$72,996
−HK$2,237/mo
Today · 4.125%
HK$75,233
baseline
▲ 0.50% · 4.625%
HK$79,811
+HK$4,578/mo
Deposit HK$1.72M · loan HK$15.52M · min. income ≈ HK$150,466/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,757
−HK$4,255/mo
▼ 0.25% · 3.875%
HK$80,870
−HK$2,142/mo
Today · 4.125%
HK$83,012
baseline
▲ 0.50% · 4.625%
HK$87,388
+HK$4,376/mo
Deposit HK$1.72M · loan HK$15.52M · min. income ≈ HK$166,024/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,800 · Scale 2, in force from 26 Feb 2026)