LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,331
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,554
−HK$1,243/mo
Today · 4.125%
HK$41,797
baseline
▲ 0.50% · 4.625%
HK$44,341
+HK$2,544/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$83,594/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,755
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,929
−HK$1,190/mo
Today · 4.125%
HK$46,119
baseline
▲ 0.50% · 4.625%
HK$48,550
+HK$2,431/mo
Deposit HK$8.62M · loan HK$8.62M · min. income ≈ HK$92,238/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,197
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$48,665
−HK$1,492/mo
Today · 4.125%
HK$50,157
baseline
▲ 0.50% · 4.625%
HK$53,209
+HK$3,052/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$100,314/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$646,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,506
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$53,915
−HK$1,428/mo
Today · 4.125%
HK$55,343
baseline
▲ 0.50% · 4.625%
HK$58,260
+HK$2,917/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$110,686/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$646,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,063
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$56,776
−HK$1,740/mo
Today · 4.125%
HK$58,516
baseline
▲ 0.50% · 4.625%
HK$62,077
+HK$3,561/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$117,032/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,257
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$62,900
−HK$1,667/mo
Today · 4.125%
HK$64,567
baseline
▲ 0.50% · 4.625%
HK$67,970
+HK$3,403/mo
Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$129,134/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,796
−HK$4,439/mo
▼ 0.25% · 3.875%
HK$72,998
−HK$2,237/mo
Today · 4.125%
HK$75,235
baseline
▲ 0.50% · 4.625%
HK$79,813
+HK$4,578/mo
Deposit HK$1.72M · loan HK$15.52M · min. income ≈ HK$150,470/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,760
−HK$4,255/mo
▼ 0.25% · 3.875%
HK$80,872
−HK$2,143/mo
Today · 4.125%
HK$83,015
baseline
▲ 0.50% · 4.625%
HK$87,391
+HK$4,376/mo
Deposit HK$1.72M · loan HK$15.52M · min. income ≈ HK$166,030/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,819 · Scale 2, in force from 26 Feb 2026)