LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,336
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,559
−HK$1,243/mo
Today · 4.125%
HK$41,802
baseline
▲ 0.50% · 4.625%
HK$44,346
+HK$2,544/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,604/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,760
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,934
−HK$1,191/mo
Today · 4.125%
HK$46,125
baseline
▲ 0.50% · 4.625%
HK$48,556
+HK$2,431/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,250/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,203
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$48,671
−HK$1,492/mo
Today · 4.125%
HK$50,163
baseline
▲ 0.50% · 4.625%
HK$53,215
+HK$3,052/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$100,326/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$646,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,512
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,921
−HK$1,429/mo
Today · 4.125%
HK$55,350
baseline
▲ 0.50% · 4.625%
HK$58,267
+HK$2,917/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$110,700/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$646,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,070
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$56,783
−HK$1,740/mo
Today · 4.125%
HK$58,523
baseline
▲ 0.50% · 4.625%
HK$62,084
+HK$3,561/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$117,046/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,265
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$62,908
−HK$1,666/mo
Today · 4.125%
HK$64,574
baseline
▲ 0.50% · 4.625%
HK$67,978
+HK$3,404/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$129,148/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,804
−HK$4,440/mo
▼ 0.25% · 3.875%
HK$73,006
−HK$2,238/mo
Today · 4.125%
HK$75,244
baseline
▲ 0.50% · 4.625%
HK$79,822
+HK$4,578/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$150,488/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,769
−HK$4,255/mo
▼ 0.25% · 3.875%
HK$80,881
−HK$2,143/mo
Today · 4.125%
HK$83,024
baseline
▲ 0.50% · 4.625%
HK$87,401
+HK$4,377/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$166,048/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,894 · Scale 2, in force from 26 Feb 2026)