LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,336
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,560
−HK$1,243/mo
Today · 4.125%
HK$41,803
baseline
▲ 0.50% · 4.625%
HK$44,347
+HK$2,544/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,606/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,761
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,935
−HK$1,191/mo
Today · 4.125%
HK$46,126
baseline
▲ 0.50% · 4.625%
HK$48,557
+HK$2,431/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,252/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,204
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$48,672
−HK$1,492/mo
Today · 4.125%
HK$50,164
baseline
▲ 0.50% · 4.625%
HK$53,216
+HK$3,052/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$100,328/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$646,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,514
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$53,922
−HK$1,429/mo
Today · 4.125%
HK$55,351
baseline
▲ 0.50% · 4.625%
HK$58,268
+HK$2,917/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$110,702/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$646,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,071
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$56,784
−HK$1,740/mo
Today · 4.125%
HK$58,524
baseline
▲ 0.50% · 4.625%
HK$62,085
+HK$3,561/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$117,048/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,266
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$62,909
−HK$1,667/mo
Today · 4.125%
HK$64,576
baseline
▲ 0.50% · 4.625%
HK$67,980
+HK$3,404/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$129,152/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,805
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$73,008
−HK$2,238/mo
Today · 4.125%
HK$75,246
baseline
▲ 0.50% · 4.625%
HK$79,824
+HK$4,578/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$150,492/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,770
−HK$4,256/mo
▼ 0.25% · 3.875%
HK$80,883
−HK$2,143/mo
Today · 4.125%
HK$83,026
baseline
▲ 0.50% · 4.625%
HK$87,402
+HK$4,376/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$166,052/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,907 · Scale 2, in force from 26 Feb 2026)