LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,337
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,561
−HK$1,243/mo
Today · 4.125%
HK$41,804
baseline
▲ 0.50% · 4.625%
HK$44,348
+HK$2,544/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,608/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,762
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,936
−HK$1,190/mo
Today · 4.125%
HK$46,126
baseline
▲ 0.50% · 4.625%
HK$48,558
+HK$2,432/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,252/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,205
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$48,673
−HK$1,492/mo
Today · 4.125%
HK$50,165
baseline
▲ 0.50% · 4.625%
HK$53,217
+HK$3,052/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$100,330/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$646,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,515
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$53,923
−HK$1,429/mo
Today · 4.125%
HK$55,352
baseline
▲ 0.50% · 4.625%
HK$58,269
+HK$2,917/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$110,704/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$646,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,072
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$56,785
−HK$1,740/mo
Today · 4.125%
HK$58,525
baseline
▲ 0.50% · 4.625%
HK$62,087
+HK$3,562/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$117,050/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,267
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$62,910
−HK$1,667/mo
Today · 4.125%
HK$64,577
baseline
▲ 0.50% · 4.625%
HK$67,981
+HK$3,404/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$129,154/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,807
−HK$4,440/mo
▼ 0.25% · 3.875%
HK$73,009
−HK$2,238/mo
Today · 4.125%
HK$75,247
baseline
▲ 0.50% · 4.625%
HK$79,826
+HK$4,579/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$150,494/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,772
−HK$4,256/mo
▼ 0.25% · 3.875%
HK$80,884
−HK$2,144/mo
Today · 4.125%
HK$83,028
baseline
▲ 0.50% · 4.625%
HK$87,404
+HK$4,376/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$166,056/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,920 · Scale 2, in force from 26 Feb 2026)