LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,338
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,561
−HK$1,244/mo
Today · 4.125%
HK$41,805
baseline
▲ 0.50% · 4.625%
HK$44,348
+HK$2,543/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,610/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,763
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,937
−HK$1,190/mo
Today · 4.125%
HK$46,127
baseline
▲ 0.50% · 4.625%
HK$48,559
+HK$2,432/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,254/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,205
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,674
−HK$1,492/mo
Today · 4.125%
HK$50,166
baseline
▲ 0.50% · 4.625%
HK$53,218
+HK$3,052/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$100,332/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$646,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,515
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,924
−HK$1,429/mo
Today · 4.125%
HK$55,353
baseline
▲ 0.50% · 4.625%
HK$58,270
+HK$2,917/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$110,706/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$646,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,073
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$56,786
−HK$1,740/mo
Today · 4.125%
HK$58,526
baseline
▲ 0.50% · 4.625%
HK$62,088
+HK$3,562/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$117,052/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,268
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$62,911
−HK$1,667/mo
Today · 4.125%
HK$64,578
baseline
▲ 0.50% · 4.625%
HK$67,982
+HK$3,404/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$129,156/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,808
−HK$4,440/mo
▼ 0.25% · 3.875%
HK$73,011
−HK$2,237/mo
Today · 4.125%
HK$75,248
baseline
▲ 0.50% · 4.625%
HK$79,827
+HK$4,579/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$150,496/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,773
−HK$4,256/mo
▼ 0.25% · 3.875%
HK$80,886
−HK$2,143/mo
Today · 4.125%
HK$83,029
baseline
▲ 0.50% · 4.625%
HK$87,406
+HK$4,377/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$166,058/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,931 · Scale 2, in force from 26 Feb 2026)