LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,340
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,564
−HK$1,243/mo
Today · 4.125%
HK$41,807
baseline
▲ 0.50% · 4.625%
HK$44,351
+HK$2,544/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,614/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,765
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,939
−HK$1,191/mo
Today · 4.125%
HK$46,130
baseline
▲ 0.50% · 4.625%
HK$48,561
+HK$2,431/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,260/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,208
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$48,676
−HK$1,492/mo
Today · 4.125%
HK$50,168
baseline
▲ 0.50% · 4.625%
HK$53,221
+HK$3,053/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$100,336/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$646,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,518
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,927
−HK$1,429/mo
Today · 4.125%
HK$55,356
baseline
▲ 0.50% · 4.625%
HK$58,274
+HK$2,918/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$110,712/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$646,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,076
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$56,789
−HK$1,741/mo
Today · 4.125%
HK$58,530
baseline
▲ 0.50% · 4.625%
HK$62,091
+HK$3,561/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$117,060/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,271
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,915
−HK$1,667/mo
Today · 4.125%
HK$64,582
baseline
▲ 0.50% · 4.625%
HK$67,986
+HK$3,404/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$129,164/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,812
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$73,015
−HK$2,238/mo
Today · 4.125%
HK$75,253
baseline
▲ 0.50% · 4.625%
HK$79,831
+HK$4,578/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$150,506/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,778
−HK$4,256/mo
▼ 0.25% · 3.875%
HK$80,890
−HK$2,144/mo
Today · 4.125%
HK$83,034
baseline
▲ 0.50% · 4.625%
HK$87,411
+HK$4,377/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$166,068/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,967 · Scale 2, in force from 26 Feb 2026)