LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,342
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,565
−HK$1,244/mo
Today · 4.125%
HK$41,809
baseline
▲ 0.50% · 4.625%
HK$44,353
+HK$2,544/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,618/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,767
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,941
−HK$1,191/mo
Today · 4.125%
HK$46,132
baseline
▲ 0.50% · 4.625%
HK$48,564
+HK$2,432/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,264/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$646,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,210
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,679
−HK$1,492/mo
Today · 4.125%
HK$50,171
baseline
▲ 0.50% · 4.625%
HK$53,223
+HK$3,052/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$100,342/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$646,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,521
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$53,929
−HK$1,429/mo
Today · 4.125%
HK$55,358
baseline
▲ 0.50% · 4.625%
HK$58,276
+HK$2,918/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$110,716/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$646,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,078
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$56,792
−HK$1,740/mo
Today · 4.125%
HK$58,532
baseline
▲ 0.50% · 4.625%
HK$62,094
+HK$3,562/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$117,064/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,274
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,918
−HK$1,667/mo
Today · 4.125%
HK$64,585
baseline
▲ 0.50% · 4.625%
HK$67,989
+HK$3,404/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$129,170/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,815
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$73,018
−HK$2,238/mo
Today · 4.125%
HK$75,256
baseline
▲ 0.50% · 4.625%
HK$79,835
+HK$4,579/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$150,512/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,781
−HK$4,256/mo
▼ 0.25% · 3.875%
HK$80,894
−HK$2,143/mo
Today · 4.125%
HK$83,037
baseline
▲ 0.50% · 4.625%
HK$87,414
+HK$4,377/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$166,074/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$646,996 · Scale 2, in force from 26 Feb 2026)