LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,342
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,566
−HK$1,244/mo
Today · 4.125%
HK$41,810
baseline
▲ 0.50% · 4.625%
HK$44,354
+HK$2,544/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,620/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$647,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,768
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,942
−HK$1,191/mo
Today · 4.125%
HK$46,133
baseline
▲ 0.50% · 4.625%
HK$48,564
+HK$2,431/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,266/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$647,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,211
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$48,679
−HK$1,492/mo
Today · 4.125%
HK$50,171
baseline
▲ 0.50% · 4.625%
HK$53,224
+HK$3,053/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$100,342/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,522
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$53,930
−HK$1,429/mo
Today · 4.125%
HK$55,359
baseline
▲ 0.50% · 4.625%
HK$58,277
+HK$2,918/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$110,718/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,079
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$56,793
−HK$1,740/mo
Today · 4.125%
HK$58,533
baseline
▲ 0.50% · 4.625%
HK$62,095
+HK$3,562/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$117,066/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$647,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,275
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,919
−HK$1,667/mo
Today · 4.125%
HK$64,586
baseline
▲ 0.50% · 4.625%
HK$67,990
+HK$3,404/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$129,172/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$647,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,816
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$73,019
−HK$2,238/mo
Today · 4.125%
HK$75,257
baseline
▲ 0.50% · 4.625%
HK$79,836
+HK$4,579/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$150,514/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,783
−HK$4,256/mo
▼ 0.25% · 3.875%
HK$80,895
−HK$2,144/mo
Today · 4.125%
HK$83,039
baseline
▲ 0.50% · 4.625%
HK$87,416
+HK$4,377/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$166,078/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,007 · Scale 2, in force from 26 Feb 2026)