LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,343
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,567
−HK$1,243/mo
Today · 4.125%
HK$41,810
baseline
▲ 0.50% · 4.625%
HK$44,354
+HK$2,544/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,620/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$647,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,769
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,943
−HK$1,191/mo
Today · 4.125%
HK$46,134
baseline
▲ 0.50% · 4.625%
HK$48,565
+HK$2,431/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,268/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$647,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,212
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$48,680
−HK$1,492/mo
Today · 4.125%
HK$50,172
baseline
▲ 0.50% · 4.625%
HK$53,225
+HK$3,053/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$100,344/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,523
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$53,931
−HK$1,429/mo
Today · 4.125%
HK$55,360
baseline
▲ 0.50% · 4.625%
HK$58,278
+HK$2,918/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$110,720/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,080
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$56,794
−HK$1,740/mo
Today · 4.125%
HK$58,534
baseline
▲ 0.50% · 4.625%
HK$62,096
+HK$3,562/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$117,068/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$647,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,276
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,920
−HK$1,667/mo
Today · 4.125%
HK$64,587
baseline
▲ 0.50% · 4.625%
HK$67,991
+HK$3,404/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$129,174/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$647,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,818
−HK$4,440/mo
▼ 0.25% · 3.875%
HK$73,020
−HK$2,238/mo
Today · 4.125%
HK$75,258
baseline
▲ 0.50% · 4.625%
HK$79,838
+HK$4,580/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$150,516/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,784
−HK$4,256/mo
▼ 0.25% · 3.875%
HK$80,897
−HK$2,143/mo
Today · 4.125%
HK$83,040
baseline
▲ 0.50% · 4.625%
HK$87,417
+HK$4,377/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$166,080/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,018 · Scale 2, in force from 26 Feb 2026)