LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,344
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,567
−HK$1,244/mo
Today · 4.125%
HK$41,811
baseline
▲ 0.50% · 4.625%
HK$44,355
+HK$2,544/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,622/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$647,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,769
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,943
−HK$1,191/mo
Today · 4.125%
HK$46,134
baseline
▲ 0.50% · 4.625%
HK$48,566
+HK$2,432/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,268/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$647,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,212
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,681
−HK$1,492/mo
Today · 4.125%
HK$50,173
baseline
▲ 0.50% · 4.625%
HK$53,226
+HK$3,053/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$100,346/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,523
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,932
−HK$1,429/mo
Today · 4.125%
HK$55,361
baseline
▲ 0.50% · 4.625%
HK$58,279
+HK$2,918/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$110,722/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,081
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$56,794
−HK$1,741/mo
Today · 4.125%
HK$58,535
baseline
▲ 0.50% · 4.625%
HK$62,097
+HK$3,562/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$117,070/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$647,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,277
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,921
−HK$1,667/mo
Today · 4.125%
HK$64,588
baseline
▲ 0.50% · 4.625%
HK$67,992
+HK$3,404/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$129,176/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$647,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,819
−HK$4,440/mo
▼ 0.25% · 3.875%
HK$73,021
−HK$2,238/mo
Today · 4.125%
HK$75,259
baseline
▲ 0.50% · 4.625%
HK$79,839
+HK$4,580/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$150,518/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,785
−HK$4,256/mo
▼ 0.25% · 3.875%
HK$80,898
−HK$2,143/mo
Today · 4.125%
HK$83,041
baseline
▲ 0.50% · 4.625%
HK$87,419
+HK$4,378/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$166,082/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,027 · Scale 2, in force from 26 Feb 2026)