LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,344
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,568
−HK$1,244/mo
Today · 4.125%
HK$41,812
baseline
▲ 0.50% · 4.625%
HK$44,356
+HK$2,544/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,624/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$647,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,770
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,944
−HK$1,191/mo
Today · 4.125%
HK$46,135
baseline
▲ 0.50% · 4.625%
HK$48,567
+HK$2,432/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,270/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$647,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,213
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,682
−HK$1,492/mo
Today · 4.125%
HK$50,174
baseline
▲ 0.50% · 4.625%
HK$53,227
+HK$3,053/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$100,348/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,524
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,933
−HK$1,429/mo
Today · 4.125%
HK$55,362
baseline
▲ 0.50% · 4.625%
HK$58,280
+HK$2,918/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$110,724/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,082
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$56,795
−HK$1,741/mo
Today · 4.125%
HK$58,536
baseline
▲ 0.50% · 4.625%
HK$62,098
+HK$3,562/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$117,072/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$647,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,278
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,922
−HK$1,667/mo
Today · 4.125%
HK$64,589
baseline
▲ 0.50% · 4.625%
HK$67,993
+HK$3,404/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$129,178/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$647,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,820
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$73,023
−HK$2,238/mo
Today · 4.125%
HK$75,261
baseline
▲ 0.50% · 4.625%
HK$79,840
+HK$4,579/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$150,522/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,786
−HK$4,257/mo
▼ 0.25% · 3.875%
HK$80,899
−HK$2,144/mo
Today · 4.125%
HK$83,043
baseline
▲ 0.50% · 4.625%
HK$87,420
+HK$4,377/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$166,086/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,038 · Scale 2, in force from 26 Feb 2026)