LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,347
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,571
−HK$1,243/mo
Today · 4.125%
HK$41,814
baseline
▲ 0.50% · 4.625%
HK$44,358
+HK$2,544/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,628/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$647,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,773
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,947
−HK$1,191/mo
Today · 4.125%
HK$46,138
baseline
▲ 0.50% · 4.625%
HK$48,570
+HK$2,432/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,276/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$647,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,216
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,685
−HK$1,492/mo
Today · 4.125%
HK$50,177
baseline
▲ 0.50% · 4.625%
HK$53,230
+HK$3,053/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$100,354/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,527
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,936
−HK$1,429/mo
Today · 4.125%
HK$55,365
baseline
▲ 0.50% · 4.625%
HK$58,284
+HK$2,919/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$110,730/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,085
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$56,799
−HK$1,741/mo
Today · 4.125%
HK$58,540
baseline
▲ 0.50% · 4.625%
HK$62,102
+HK$3,562/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$117,080/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$647,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,282
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,925
−HK$1,668/mo
Today · 4.125%
HK$64,593
baseline
▲ 0.50% · 4.625%
HK$67,998
+HK$3,405/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$129,186/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$647,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,824
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$73,027
−HK$2,238/mo
Today · 4.125%
HK$75,265
baseline
▲ 0.50% · 4.625%
HK$79,845
+HK$4,580/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$150,530/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,791
−HK$4,257/mo
▼ 0.25% · 3.875%
HK$80,904
−HK$2,144/mo
Today · 4.125%
HK$83,048
baseline
▲ 0.50% · 4.625%
HK$87,425
+HK$4,377/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$166,096/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,077 · Scale 2, in force from 26 Feb 2026)