LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,348
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,572
−HK$1,243/mo
Today · 4.125%
HK$41,815
baseline
▲ 0.50% · 4.625%
HK$44,359
+HK$2,544/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,630/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$647,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,774
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,948
−HK$1,191/mo
Today · 4.125%
HK$46,139
baseline
▲ 0.50% · 4.625%
HK$48,571
+HK$2,432/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,278/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$647,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,217
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,686
−HK$1,492/mo
Today · 4.125%
HK$50,178
baseline
▲ 0.50% · 4.625%
HK$53,231
+HK$3,053/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$100,356/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,529
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,937
−HK$1,430/mo
Today · 4.125%
HK$55,367
baseline
▲ 0.50% · 4.625%
HK$58,285
+HK$2,918/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$110,734/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,087
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$56,800
−HK$1,741/mo
Today · 4.125%
HK$58,541
baseline
▲ 0.50% · 4.625%
HK$62,103
+HK$3,562/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$117,082/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$647,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,283
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,927
−HK$1,667/mo
Today · 4.125%
HK$64,594
baseline
▲ 0.50% · 4.625%
HK$67,999
+HK$3,405/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$129,188/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$647,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,826
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$73,029
−HK$2,238/mo
Today · 4.125%
HK$75,267
baseline
▲ 0.50% · 4.625%
HK$79,847
+HK$4,580/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$150,534/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,793
−HK$4,257/mo
▼ 0.25% · 3.875%
HK$80,906
−HK$2,144/mo
Today · 4.125%
HK$83,050
baseline
▲ 0.50% · 4.625%
HK$87,427
+HK$4,377/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$166,100/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,092 · Scale 2, in force from 26 Feb 2026)