LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,349
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,573
−HK$1,244/mo
Today · 4.125%
HK$41,817
baseline
▲ 0.50% · 4.625%
HK$44,361
+HK$2,544/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,634/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,776
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,950
−HK$1,191/mo
Today · 4.125%
HK$46,141
baseline
▲ 0.50% · 4.625%
HK$48,573
+HK$2,432/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,282/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,219
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,688
−HK$1,492/mo
Today · 4.125%
HK$50,180
baseline
▲ 0.50% · 4.625%
HK$53,234
+HK$3,054/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$100,360/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,531
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,940
−HK$1,429/mo
Today · 4.125%
HK$55,369
baseline
▲ 0.50% · 4.625%
HK$58,287
+HK$2,918/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$110,738/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,089
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$56,803
−HK$1,741/mo
Today · 4.125%
HK$58,544
baseline
▲ 0.50% · 4.625%
HK$62,106
+HK$3,562/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$117,088/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$647,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,286
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,930
−HK$1,667/mo
Today · 4.125%
HK$64,597
baseline
▲ 0.50% · 4.625%
HK$68,002
+HK$3,405/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$129,194/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$647,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,829
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$73,032
−HK$2,238/mo
Today · 4.125%
HK$75,270
baseline
▲ 0.50% · 4.625%
HK$79,850
+HK$4,580/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$150,540/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,796
−HK$4,257/mo
▼ 0.25% · 3.875%
HK$80,909
−HK$2,144/mo
Today · 4.125%
HK$83,053
baseline
▲ 0.50% · 4.625%
HK$87,431
+HK$4,378/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$166,106/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,120 · Scale 2, in force from 26 Feb 2026)