LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,350
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,574
−HK$1,244/mo
Today · 4.125%
HK$41,818
baseline
▲ 0.50% · 4.625%
HK$44,362
+HK$2,544/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,636/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,777
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,951
−HK$1,191/mo
Today · 4.125%
HK$46,142
baseline
▲ 0.50% · 4.625%
HK$48,574
+HK$2,432/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,284/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,220
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,689
−HK$1,492/mo
Today · 4.125%
HK$50,181
baseline
▲ 0.50% · 4.625%
HK$53,235
+HK$3,054/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$100,362/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,532
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,941
−HK$1,429/mo
Today · 4.125%
HK$55,370
baseline
▲ 0.50% · 4.625%
HK$58,289
+HK$2,919/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$110,740/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,090
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$56,804
−HK$1,741/mo
Today · 4.125%
HK$58,545
baseline
▲ 0.50% · 4.625%
HK$62,107
+HK$3,562/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$117,090/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$647,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,287
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,931
−HK$1,667/mo
Today · 4.125%
HK$64,598
baseline
▲ 0.50% · 4.625%
HK$68,003
+HK$3,405/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$129,196/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$647,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,830
−HK$4,442/mo
▼ 0.25% · 3.875%
HK$73,033
−HK$2,239/mo
Today · 4.125%
HK$75,272
baseline
▲ 0.50% · 4.625%
HK$79,852
+HK$4,580/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$150,544/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,798
−HK$4,257/mo
▼ 0.25% · 3.875%
HK$80,911
−HK$2,144/mo
Today · 4.125%
HK$83,055
baseline
▲ 0.50% · 4.625%
HK$87,433
+HK$4,378/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$166,110/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,132 · Scale 2, in force from 26 Feb 2026)