LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,352
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,576
−HK$1,243/mo
Today · 4.125%
HK$41,819
baseline
▲ 0.50% · 4.625%
HK$44,364
+HK$2,545/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,638/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,778
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,952
−HK$1,191/mo
Today · 4.125%
HK$46,143
baseline
▲ 0.50% · 4.625%
HK$48,576
+HK$2,433/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,286/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,222
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,691
−HK$1,492/mo
Today · 4.125%
HK$50,183
baseline
▲ 0.50% · 4.625%
HK$53,237
+HK$3,054/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$100,366/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,534
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,943
−HK$1,429/mo
Today · 4.125%
HK$55,372
baseline
▲ 0.50% · 4.625%
HK$58,291
+HK$2,919/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$110,744/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,092
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$56,806
−HK$1,741/mo
Today · 4.125%
HK$58,547
baseline
▲ 0.50% · 4.625%
HK$62,109
+HK$3,562/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$117,094/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$647,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,289
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$62,933
−HK$1,668/mo
Today · 4.125%
HK$64,601
baseline
▲ 0.50% · 4.625%
HK$68,006
+HK$3,405/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$129,202/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$647,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,833
−HK$4,442/mo
▼ 0.25% · 3.875%
HK$73,036
−HK$2,239/mo
Today · 4.125%
HK$75,275
baseline
▲ 0.50% · 4.625%
HK$79,855
+HK$4,580/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$150,550/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,801
−HK$4,257/mo
▼ 0.25% · 3.875%
HK$80,914
−HK$2,144/mo
Today · 4.125%
HK$83,058
baseline
▲ 0.50% · 4.625%
HK$87,436
+HK$4,378/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$166,116/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,157 · Scale 2, in force from 26 Feb 2026)