LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,353
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,577
−HK$1,243/mo
Today · 4.125%
HK$41,820
baseline
▲ 0.50% · 4.625%
HK$44,365
+HK$2,545/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,640/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,779
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$44,954
−HK$1,191/mo
Today · 4.125%
HK$46,145
baseline
▲ 0.50% · 4.625%
HK$48,577
+HK$2,432/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,290/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,223
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$48,692
−HK$1,493/mo
Today · 4.125%
HK$50,185
baseline
▲ 0.50% · 4.625%
HK$53,238
+HK$3,053/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$100,370/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,535
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$53,944
−HK$1,430/mo
Today · 4.125%
HK$55,374
baseline
▲ 0.50% · 4.625%
HK$58,293
+HK$2,919/mo
Deposit HK$6.90M · loan HK$10.35M · min. income ≈ HK$110,748/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,094
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$56,808
−HK$1,741/mo
Today · 4.125%
HK$58,549
baseline
▲ 0.50% · 4.625%
HK$62,111
+HK$3,562/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$117,098/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$647,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,291
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$62,935
−HK$1,668/mo
Today · 4.125%
HK$64,603
baseline
▲ 0.50% · 4.625%
HK$68,008
+HK$3,405/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$129,206/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$647,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,835
−HK$4,442/mo
▼ 0.25% · 3.875%
HK$73,038
−HK$2,239/mo
Today · 4.125%
HK$75,277
baseline
▲ 0.50% · 4.625%
HK$79,857
+HK$4,580/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$150,554/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,803
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$80,917
−HK$2,144/mo
Today · 4.125%
HK$83,061
baseline
▲ 0.50% · 4.625%
HK$87,439
+HK$4,378/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$166,122/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,176 · Scale 2, in force from 26 Feb 2026)