LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,354
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,578
−HK$1,244/mo
Today · 4.125%
HK$41,822
baseline
▲ 0.50% · 4.625%
HK$44,367
+HK$2,545/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,644/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,781
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,955
−HK$1,191/mo
Today · 4.125%
HK$46,146
baseline
▲ 0.50% · 4.625%
HK$48,579
+HK$2,433/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,292/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,225
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,694
−HK$1,492/mo
Today · 4.125%
HK$50,186
baseline
▲ 0.50% · 4.625%
HK$53,240
+HK$3,054/mo
Deposit HK$6.90M · loan HK$10.36M · min. income ≈ HK$100,372/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,537
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$53,946
−HK$1,430/mo
Today · 4.125%
HK$55,376
baseline
▲ 0.50% · 4.625%
HK$58,295
+HK$2,919/mo
Deposit HK$6.90M · loan HK$10.36M · min. income ≈ HK$110,752/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,096
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$56,810
−HK$1,741/mo
Today · 4.125%
HK$58,551
baseline
▲ 0.50% · 4.625%
HK$62,113
+HK$3,562/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$117,102/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$647,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,293
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$62,937
−HK$1,668/mo
Today · 4.125%
HK$64,605
baseline
▲ 0.50% · 4.625%
HK$68,010
+HK$3,405/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$129,210/mo (50% DSR)
Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$647,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,837
−HK$4,443/mo
▼ 0.25% · 3.875%
HK$73,041
−HK$2,239/mo
Today · 4.125%
HK$75,280
baseline
▲ 0.50% · 4.625%
HK$79,860
+HK$4,580/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$150,560/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,806
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$80,919
−HK$2,145/mo
Today · 4.125%
HK$83,064
baseline
▲ 0.50% · 4.625%
HK$87,442
+HK$4,378/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$166,128/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,199 · Scale 2, in force from 26 Feb 2026)