LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,356
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,580
−HK$1,244/mo
Today · 4.125%
HK$41,824
baseline
▲ 0.50% · 4.625%
HK$44,369
+HK$2,545/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,648/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,783
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$44,958
−HK$1,191/mo
Today · 4.125%
HK$46,149
baseline
▲ 0.50% · 4.625%
HK$48,582
+HK$2,433/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,298/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,228
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,697
−HK$1,492/mo
Today · 4.125%
HK$50,189
baseline
▲ 0.50% · 4.625%
HK$53,243
+HK$3,054/mo
Deposit HK$6.90M · loan HK$10.36M · min. income ≈ HK$100,378/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,540
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$53,949
−HK$1,430/mo
Today · 4.125%
HK$55,379
baseline
▲ 0.50% · 4.625%
HK$58,298
+HK$2,919/mo
Deposit HK$6.90M · loan HK$10.36M · min. income ≈ HK$110,758/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,099
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$56,813
−HK$1,741/mo
Today · 4.125%
HK$58,554
baseline
▲ 0.50% · 4.625%
HK$62,117
+HK$3,563/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$117,108/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,297
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,941
−HK$1,667/mo
Today · 4.125%
HK$64,608
baseline
▲ 0.50% · 4.625%
HK$68,014
+HK$3,406/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$129,216/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,841
−HK$4,443/mo
▼ 0.25% · 3.875%
HK$73,045
−HK$2,239/mo
Today · 4.125%
HK$75,284
baseline
▲ 0.50% · 4.625%
HK$79,864
+HK$4,580/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$150,568/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,810
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$80,924
−HK$2,144/mo
Today · 4.125%
HK$83,068
baseline
▲ 0.50% · 4.625%
HK$87,447
+HK$4,379/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$166,136/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,235 · Scale 2, in force from 26 Feb 2026)