LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,357
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,581
−HK$1,244/mo
Today · 4.125%
HK$41,825
baseline
▲ 0.50% · 4.625%
HK$44,370
+HK$2,545/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,650/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,784
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$44,959
−HK$1,191/mo
Today · 4.125%
HK$46,150
baseline
▲ 0.50% · 4.625%
HK$48,583
+HK$2,433/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,300/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,229
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,698
−HK$1,492/mo
Today · 4.125%
HK$50,190
baseline
▲ 0.50% · 4.625%
HK$53,244
+HK$3,054/mo
Deposit HK$6.90M · loan HK$10.36M · min. income ≈ HK$100,380/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,541
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$53,950
−HK$1,430/mo
Today · 4.125%
HK$55,380
baseline
▲ 0.50% · 4.625%
HK$58,299
+HK$2,919/mo
Deposit HK$6.90M · loan HK$10.36M · min. income ≈ HK$110,760/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,100
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$56,814
−HK$1,741/mo
Today · 4.125%
HK$58,555
baseline
▲ 0.50% · 4.625%
HK$62,118
+HK$3,563/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$117,110/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,298
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$62,942
−HK$1,668/mo
Today · 4.125%
HK$64,610
baseline
▲ 0.50% · 4.625%
HK$68,016
+HK$3,406/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$129,220/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,843
−HK$4,442/mo
▼ 0.25% · 3.875%
HK$73,046
−HK$2,239/mo
Today · 4.125%
HK$75,285
baseline
▲ 0.50% · 4.625%
HK$79,866
+HK$4,581/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$150,570/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,812
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$80,926
−HK$2,144/mo
Today · 4.125%
HK$83,070
baseline
▲ 0.50% · 4.625%
HK$87,449
+HK$4,379/mo
Deposit HK$1.73M · loan HK$15.53M · min. income ≈ HK$166,140/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,249 · Scale 2, in force from 26 Feb 2026)