LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,360
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,584
−HK$1,244/mo
Today · 4.125%
HK$41,828
baseline
▲ 0.50% · 4.625%
HK$44,373
+HK$2,545/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,656/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,787
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$44,962
−HK$1,191/mo
Today · 4.125%
HK$46,153
baseline
▲ 0.50% · 4.625%
HK$48,586
+HK$2,433/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,306/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,232
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$48,701
−HK$1,493/mo
Today · 4.125%
HK$50,194
baseline
▲ 0.50% · 4.625%
HK$53,248
+HK$3,054/mo
Deposit HK$6.90M · loan HK$10.36M · min. income ≈ HK$100,388/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,545
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$53,954
−HK$1,430/mo
Today · 4.125%
HK$55,384
baseline
▲ 0.50% · 4.625%
HK$58,303
+HK$2,919/mo
Deposit HK$6.90M · loan HK$10.36M · min. income ≈ HK$110,768/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,104
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$56,818
−HK$1,741/mo
Today · 4.125%
HK$58,559
baseline
▲ 0.50% · 4.625%
HK$62,123
+HK$3,564/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$117,118/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,302
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$62,947
−HK$1,667/mo
Today · 4.125%
HK$64,614
baseline
▲ 0.50% · 4.625%
HK$68,020
+HK$3,406/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$129,228/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,848
−HK$4,443/mo
▼ 0.25% · 3.875%
HK$73,052
−HK$2,239/mo
Today · 4.125%
HK$75,291
baseline
▲ 0.50% · 4.625%
HK$79,872
+HK$4,581/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$150,582/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,817
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$80,931
−HK$2,145/mo
Today · 4.125%
HK$83,076
baseline
▲ 0.50% · 4.625%
HK$87,455
+HK$4,379/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$166,152/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,294 · Scale 2, in force from 26 Feb 2026)