LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,363
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$40,588
−HK$1,244/mo
Today · 4.125%
HK$41,832
baseline
▲ 0.50% · 4.625%
HK$44,377
+HK$2,545/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,664/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,791
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$44,966
−HK$1,191/mo
Today · 4.125%
HK$46,157
baseline
▲ 0.50% · 4.625%
HK$48,590
+HK$2,433/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,314/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,236
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$48,705
−HK$1,493/mo
Today · 4.125%
HK$50,198
baseline
▲ 0.50% · 4.625%
HK$53,252
+HK$3,054/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$100,396/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,550
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$53,959
−HK$1,430/mo
Today · 4.125%
HK$55,389
baseline
▲ 0.50% · 4.625%
HK$58,308
+HK$2,919/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$110,778/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,109
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$56,823
−HK$1,741/mo
Today · 4.125%
HK$58,564
baseline
▲ 0.50% · 4.625%
HK$62,128
+HK$3,564/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$117,128/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,308
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$62,952
−HK$1,668/mo
Today · 4.125%
HK$64,620
baseline
▲ 0.50% · 4.625%
HK$68,026
+HK$3,406/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$129,240/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,854
−HK$4,443/mo
▼ 0.25% · 3.875%
HK$73,058
−HK$2,239/mo
Today · 4.125%
HK$75,297
baseline
▲ 0.50% · 4.625%
HK$79,879
+HK$4,582/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$150,594/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,824
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$80,938
−HK$2,145/mo
Today · 4.125%
HK$83,083
baseline
▲ 0.50% · 4.625%
HK$87,462
+HK$4,379/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$166,166/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,350 · Scale 2, in force from 26 Feb 2026)