LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,364
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,588
−HK$1,244/mo
Today · 4.125%
HK$41,832
baseline
▲ 0.50% · 4.625%
HK$44,378
+HK$2,546/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,664/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,792
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$44,966
−HK$1,192/mo
Today · 4.125%
HK$46,158
baseline
▲ 0.50% · 4.625%
HK$48,591
+HK$2,433/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,316/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,237
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$48,706
−HK$1,493/mo
Today · 4.125%
HK$50,199
baseline
▲ 0.50% · 4.625%
HK$53,253
+HK$3,054/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$100,398/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,550
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$53,960
−HK$1,429/mo
Today · 4.125%
HK$55,389
baseline
▲ 0.50% · 4.625%
HK$58,309
+HK$2,920/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$110,778/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,109
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$56,824
−HK$1,741/mo
Today · 4.125%
HK$58,565
baseline
▲ 0.50% · 4.625%
HK$62,129
+HK$3,564/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$117,130/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,309
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$62,953
−HK$1,668/mo
Today · 4.125%
HK$64,621
baseline
▲ 0.50% · 4.625%
HK$68,027
+HK$3,406/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$129,242/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,855
−HK$4,443/mo
▼ 0.25% · 3.875%
HK$73,059
−HK$2,239/mo
Today · 4.125%
HK$75,298
baseline
▲ 0.50% · 4.625%
HK$79,880
+HK$4,582/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$150,596/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,825
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$80,940
−HK$2,144/mo
Today · 4.125%
HK$83,084
baseline
▲ 0.50% · 4.625%
HK$87,464
+HK$4,380/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$166,168/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,360 · Scale 2, in force from 26 Feb 2026)