LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,365
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,589
−HK$1,244/mo
Today · 4.125%
HK$41,833
baseline
▲ 0.50% · 4.625%
HK$44,379
+HK$2,546/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,666/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,793
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$44,967
−HK$1,192/mo
Today · 4.125%
HK$46,159
baseline
▲ 0.50% · 4.625%
HK$48,592
+HK$2,433/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,318/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,238
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$48,707
−HK$1,493/mo
Today · 4.125%
HK$50,200
baseline
▲ 0.50% · 4.625%
HK$53,254
+HK$3,054/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$100,400/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,551
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$53,961
−HK$1,430/mo
Today · 4.125%
HK$55,391
baseline
▲ 0.50% · 4.625%
HK$58,310
+HK$2,919/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$110,782/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,111
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$56,825
−HK$1,742/mo
Today · 4.125%
HK$58,567
baseline
▲ 0.50% · 4.625%
HK$62,130
+HK$3,563/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$117,134/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,310
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$62,954
−HK$1,668/mo
Today · 4.125%
HK$64,622
baseline
▲ 0.50% · 4.625%
HK$68,029
+HK$3,407/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$129,244/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,857
−HK$4,443/mo
▼ 0.25% · 3.875%
HK$73,061
−HK$2,239/mo
Today · 4.125%
HK$75,300
baseline
▲ 0.50% · 4.625%
HK$79,882
+HK$4,582/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$150,600/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,827
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$80,941
−HK$2,145/mo
Today · 4.125%
HK$83,086
baseline
▲ 0.50% · 4.625%
HK$87,466
+HK$4,380/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$166,172/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,375 · Scale 2, in force from 26 Feb 2026)