LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,365
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$40,590
−HK$1,244/mo
Today · 4.125%
HK$41,834
baseline
▲ 0.50% · 4.625%
HK$44,379
+HK$2,545/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,668/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,793
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$44,968
−HK$1,191/mo
Today · 4.125%
HK$46,159
baseline
▲ 0.50% · 4.625%
HK$48,592
+HK$2,433/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,318/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,238
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$48,707
−HK$1,493/mo
Today · 4.125%
HK$50,200
baseline
▲ 0.50% · 4.625%
HK$53,255
+HK$3,055/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$100,400/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,552
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$53,961
−HK$1,430/mo
Today · 4.125%
HK$55,391
baseline
▲ 0.50% · 4.625%
HK$58,311
+HK$2,920/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$110,782/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,111
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$56,825
−HK$1,742/mo
Today · 4.125%
HK$58,567
baseline
▲ 0.50% · 4.625%
HK$62,131
+HK$3,564/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$117,134/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,311
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$62,955
−HK$1,668/mo
Today · 4.125%
HK$64,623
baseline
▲ 0.50% · 4.625%
HK$68,029
+HK$3,406/mo
Deposit HK$5.18M · loan HK$12.08M · min. income ≈ HK$129,246/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,857
−HK$4,444/mo
▼ 0.25% · 3.875%
HK$73,061
−HK$2,240/mo
Today · 4.125%
HK$75,301
baseline
▲ 0.50% · 4.625%
HK$79,882
+HK$4,581/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$150,602/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,828
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$80,942
−HK$2,145/mo
Today · 4.125%
HK$83,087
baseline
▲ 0.50% · 4.625%
HK$87,466
+HK$4,379/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$166,174/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,380 · Scale 2, in force from 26 Feb 2026)