LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,368
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$40,593
−HK$1,244/mo
Today · 4.125%
HK$41,837
baseline
▲ 0.50% · 4.625%
HK$44,383
+HK$2,546/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,674/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,797
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$44,972
−HK$1,191/mo
Today · 4.125%
HK$46,163
baseline
▲ 0.50% · 4.625%
HK$48,596
+HK$2,433/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,326/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,242
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$48,712
−HK$1,493/mo
Today · 4.125%
HK$50,205
baseline
▲ 0.50% · 4.625%
HK$53,259
+HK$3,054/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$100,410/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,556
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$53,966
−HK$1,430/mo
Today · 4.125%
HK$55,396
baseline
▲ 0.50% · 4.625%
HK$58,316
+HK$2,920/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$110,792/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,116
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$56,830
−HK$1,742/mo
Today · 4.125%
HK$58,572
baseline
▲ 0.50% · 4.625%
HK$62,136
+HK$3,564/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$117,144/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,316
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$62,960
−HK$1,668/mo
Today · 4.125%
HK$64,628
baseline
▲ 0.50% · 4.625%
HK$68,035
+HK$3,407/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$129,256/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,863
−HK$4,444/mo
▼ 0.25% · 3.875%
HK$73,067
−HK$2,240/mo
Today · 4.125%
HK$75,307
baseline
▲ 0.50% · 4.625%
HK$79,889
+HK$4,582/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$150,614/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,835
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$80,949
−HK$2,145/mo
Today · 4.125%
HK$83,094
baseline
▲ 0.50% · 4.625%
HK$87,474
+HK$4,380/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$166,188/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,434 · Scale 2, in force from 26 Feb 2026)